|
Information on Financial Activities
Quarter II, 2009
| Financial Indicators |
Regulatory Value |
Actual Results |
| |
|
End of the year, previous
to the accounting year |
Quarter, previous to the
accounting one |
Accounting
quarter
|
| Aggregated Normative Capital (MDL thou.) |
X |
327 053.0 |
320 906.7 |
326 553.0 |
| Tier I Capital |
X |
327 053.0 |
320 906.7 |
326 553.0 |
| Tier II Capital |
X |
0.0 |
0.0 |
0.0 |
| Adequacy of Risk Weighted Capital (%) |
>12 |
24.31% |
24.89% |
26.46% |
| Coefficient of Long-Term Liquidity (P I) |
<1 |
0.74 |
0.70 |
0.66 |
| Long-Term Assets |
|
463 917.8 |
438 763.9 |
427 975.5 |
| Financial Resources |
|
626 559.7 |
627 016.1 |
643 781.1 |
| Coefficient of Current Liquidity (P II) |
>20% |
29.02% |
27.33% |
28.90% |
| Liquid Assets |
|
518 151.2 |
457 036.8 |
499 301.8 |
| Total Assets |
|
1 785 702.6 |
1 672 279.4 |
1 727 806.6 |
| Income Bearing Loans/Total Assets (%) |
X |
72.21% |
68.67% |
66.54% |
| Total Amount of “Largest” Loans " (MDL thou.) |
X |
219 231.8 |
206 411.2 |
198 626.1 |
| Total Amount of the Bank’s Liabilities to the Affiliated Persons and/or Groups of Persons< Acting Together with the Affiliated Persons (MDL thou.) |
X |
85 389.9 |
81 846.3 |
83 785.5 |
| Bad Debts and Non Interest Loans (MDL thou.) |
X |
138 801.0 |
112 218.2 |
115 944.1 |
| Unfavorable Loans (Substandard, Doubtful and Bad Loans) (MDL thou.) |
X |
57 049.0 |
91 795.1 |
100 111.8 |
| Total Credits/Total Assets (%) |
X |
60.41% |
60.55% |
54.87% |
| Total Unfavorable Loans /Total Assets (%) |
X |
3.19% |
5.49% |
5.79% |
| Unfavorable Loans /Total Loans (%) |
X |
5.29% |
9.07% |
10.56% |
| Loan Loss Provisions/Total Loans (%) |
X |
4.04% |
5.18% |
5.80% |
| Deposits with private persons and corporate entities/Total Assets (%) |
X |
61.80% |
56.28% |
52.48% |
| ROA (%) |
X |
3.42% |
-0.47% |
0.21% |
| ROE (%) |
X |
18.73% |
-2.47% |
1.09% |
| Net Interest Margin (%) |
X |
5.50% |
2.83% |
3.36% |
| Efficiency Index (%) |
X |
154.10% |
135.38% |
134.92% |
Information on Financial Activities / 2 quarter 2009 >
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